Nice cameras and photos have become much easier for the average consumer to obtain in recent years.

It's changing the way families record their memories and it's effecting the bottom line at large photo studios.

Who takes your family photos?

95+ percent of my family's photos are taken on an iPhone.  The quality is good.  The convenience is amazing!

We also get annual school pictures, visit a big photography studio about once a year, and occasionally get out our higher quality digital camera for a few pictures.

We don't place very big orders through school or the photography studio, but it's nice to have a few higher quality shots to share with friends and family.

Some photography studios have been hurt by the rise in use of personal digital cameras.

On Friday, wsj.com reported:

The photographer that ran the portrait studios at Sears Holdings Corp., Wal-Mart Stores Inc. and Babies "R" Us abruptly closed its business, at least temporarily ending a longtime retail tradition at those stores.

CPI Corp., in a statement on its website, said it closed all of its U.S. studios "after many years of providing family portrait photography." The St. Louis-based company didn't explain the hasty closure, and calls to CPI went unanswered. However, the company has struggled financially, hurt by the rise of digital photography.