A few days ago Andy Rent gave us some great advice on how much to spend on special holiday tips or gifts for service providers.

Now we want to know:  who do you give special holiday tips and gifts to?

Garbage collectors, hairdressers, mail and paper carriers, housekeepers, and child care providers are often on this list.

Did we miss anyone?

I always make sure to give to our mail carrier, paper carrier, and garbage collector.  Those who cut our hair always get tipped.  They can expect are larger-than-normal tip during Christmas time.  I think that covers our service provider Christmas gifting.

Tell us who you give to.